Services & Financing
Enjoy the luxury of our 0% deferred-interest financing options, tailored to fit your specific needs, for up to 24 months*†‡ on your qualifying purchase, plus the ease of online payments with the Hurst Diamonds Luxury Card or the Hurst Diamonds IDDEAL Card. The flexibility of our easy financing options on your jewelry purchases puts more money in your pocketbook with no money down and no annual fee. Enhance your buying power for the most significant occasions in your life with an exclusive line of credit for all your Hurst Diamonds purchases, and have peace of mind knowing you can stretch your purchase into monthly payments over time with either 0% deferred-interest or even longer (24, 36, 48 or 60 months) with fixed, equal payments at a reduced APR. Apply for your Hurst Diamonds Luxury Card in-store or for your Hurst Diamonds IDDEAL Card in-store or online (below) today!
CURRENT JEWELRY FINANCING OFFERS (No Down Payment Required!)
0% special financing for 24 months on any purchase of $1,000 or more.*†‡
0% special financing for 12 months on any purchase of $599 or more.*†‡
0% special financing for 6 months on any purchase.*‡
9.99% for 60 months with fixed payments on purchases $4,999 or more.*§
9.99% for 48 months with fixed payments on purchases $2,999 or more.*§
9.99% for 36 months with fixed payments on purchases $1,499 or more.*§
9.99% for 24 months with fixed payments on purchases $799 or more.*§
As family-owned jewelers, we at Hurst Diamonds understand you want flexible options; that's why we also accept PayPal and PayPal Credit! Love it today — pay later. Enjoy no payments + no interest if paid in full in 6 MONTHS on your purchase of $99 or more when you select "PayPal Credit" at checkout. Or, simply enjoy the everyday convenience and security of paying with PayPal standard that you already love.
Call or text us today at (785) 749-5552 or see store for details on how to pay with PayPal, PayPal Credit or questions on applying for PayPal Credit.
Apply today for in-store or online shopping! The Hurst Diamonds no-credit-needed, lease-to-own extended payment plan, offered by Progressive Leasing, is the right fit for you, if you’re one of the many people who:
- prefer to not carry credit cards;
- prefer not wanting any credit to qualify for financing;
- would like to build credit;
- or would like your credit history repaired.
EXTENDED PAYMENT PLAN BENEFITS
What's even better? This program features a special provision that allows you to avoid paying any interest if the balance is paid-in-full within the first 90 days of purchase.
6 EASY REQUIREMENTS TO APPLY FOR NO CREDIT NEEDED
4. Completed application (online or in-store)
Questions? Call or Text us at (785) 749-5552! CLICK HERE to drop us a note.
Ask a HURST jewelry consultant for further details. Additional materials (proof of identification, bank account information, residence and/or income) may be needed on a case-by-case basis to complete the application process, but is not initially required. Not all applicants are approved.
Hurst Diamonds' FREE Layaway Program provides you with the convenience to pay over a 6-month period of time and allows you the option to use the full layaway time period or only part of it. What's even better? The Hurst Diamonds FREE Layaway Program guarantees the price of your item on layaway will remain the same for the entire duration of your layaway, should the price of that item increase due to a world market fluctuation on precious metals or diamonds. The Hurst Diamonds FREE Layaway Program is available on all jewelry items in the store — from engagement rings to gemstone jewelry and from watches to diamond earrings!
Other benefits of the Hurst Diamonds' FREE Layaway Program include:
Hurst Diamonds' FREE Layaway Program is always available when you need it. When you begin a layaway on your item(s), a down payment based on a small percentage of the total is required. A Hurst jewelry consultant will calculate your required minimum monthly payment to retain your item on layaway, with the minimum payment no less than $15.00/month. A payment on your layaway account can be made in-person or over the phone. If your layaway account goes unpaid for a period of time, Hurst Diamonds reserves the rights to cancel the layaway and price guarantee and to place the item(s) back into stock. For additional details regarding the Hurst Diamonds FREE Layaway Program, please contact a jewelry consultant in Lawrence, KS.
‡0% Financing for 24, 12 or 6 Months: No interest will be charged on the 24-, 12- or 6-month promotional purchase if you pay the the promotional purchase amount in full within the promotional period of 24, 12 or 6 months. Subject to credit approval. 24-, 12- and 6-month special financing offers on qualifying purchases made with the Hurst Diamonds Luxury Card is issued by Synchrony Bank and the Hurst Diamonds IDDeal Card is issued by Comenity Capital Bank. Minimum monthly payments are required during the special deferred-interest promotional period. If the balance is not paid-in-full by the end of the promotional period, interest will be charged from the purchase date at the variable purchase rate of 29.99% APR (Synchrony Bank). If interest is charged during any billing cycle, the minimum charge will be no less than $2. Regular account terms apply to non-promotional purchases, and, after promotion ends, to promotional balance. Jewelry Financing is subject to credit approval
§24, 36, 48 and 60 Months Fixed Payments: Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 3.226% for 36 months or 2.124% for 60 months of initial promotional purchase amount until promotion is paid in full. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. The Hurst Diamonds Luxury Card is issued by Synchrony Bank and the Hurst Diamonds IDDeal Card is issued by Comenity Capital Bank. Jewelry financing is subject to credit approval.